Current Rates
| Certificates of Deposit & IRA’s | ||
|
Term
|
Interest Rate
|
Annual Percentage Yield
|
|
30 day
|
1.00%
|
1.01%
|
|
3 month
|
1.73%
|
1.75%
|
|
6 month
|
2.27%
|
2.30%
|
|
9 month
|
2.37%
|
2.40%
|
|
1 year
|
2.47%
|
2.50%
|
|
15 month
|
N/A
|
N/A
|
|
18 month
|
2.57%
|
2.60%
|
|
2 year
|
2.71%
|
2.75%
|
|
30 month
|
2.76%
|
2.80%
|
|
3 year
|
2.81%
|
2.85%
|
|
4 year
|
2.86%
|
2.90%
|
|
5 year
|
2.96%
|
3.00%
|
|
1$500 required to open account and to earn Annual Percentage Yield. A penalty may be imposed for early withdrawal. Certificates of Deposit and IRA's cannot be opened by mail. IRAs are not available in terms shorter then 6 months. |
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| Personal Accounts1,2,3,4,5 | ||||
|
Type of Account
|
Minimum to Open Account
|
Minimum to Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
|
Interest Checking
|
100.00
|
1,000.00
|
1.00%
|
1.01%
|
|
MAX Reward Checking
|
100.00
|
0 - 100,000.005
|
2.96%
|
3.00%
|
|
100,000.01 & above 5
|
1.00%
|
1.01%
|
||
|
Statement Savings
|
100.00
|
100.00
|
1.14%
|
1.15%
|
|
Money Market
|
1,000.00
|
1,000.004
|
1.00%
|
1.01%
|
|
10,000.004
|
1.64%
|
1.65%
|
||
|
25,000.004
|
1.73%
|
1.75%
|
||
|
50,000.004
|
1.78%
|
1.80%
|
||
|
100,000.004
|
1.88%
|
1.90%
|
||
|
1 Interest Rates and Annual Percentage Yields are accurate as of July 1, 2009. 2 The Interest Rate and Annual Percentage Yield is subject to change at the bank’s discretion. 3 Fees could reduce earnings. 4 If the daily collected balance is greater than this amount, then this interest rate will apply to the entire collected balance for that day. 5If requirements of the account are not met, the APY for the entire balance will match the current Interest Checking APY. |
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| Business Accounts1,2,3,4 | ||||
|
Type of Account
|
Minimum to Open Account
|
Minimum to Earn APY
|
Interest Rate
|
Annual Percentage Yield
|
|
Interest Checking
|
1,000.00
|
2,500.00
|
1.00%
|
1.01%
|
|
Statement Savings
|
500.00
|
500.00
|
1.09%
|
1.10%
|
|
Money Market
|
2,500.00
|
2,500.004
|
1.00%
|
1.01%
|
|
25,000.004
|
1.73%
|
1.75%
|
||
|
50,000.004
|
1.78%
|
1.80%
|
||
|
100,000.004
|
1.88%
|
1.90%
|
||
|
1 Interest Rates and Annual Percentage Yields are accurate as of July 1, 2009. 2 The Interest Rate and Annual Percentage Yield is subject to change at the bank’s discretion. 3 Fees could reduce earnings. 4 If the daily collected balance is greater than this amount, then this interest rate will apply to the entire collected balance for that day. |
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